Blue Care Network

Plan year 2027 · Source: CMS · Checked October 30, 2026

What this company offers

Blue Care Network filed 16 Medicare Advantage plans with Medicare for 2027. All of its plans are sold in Michigan. Its parent company in Medicare's file is Blue Cross Blue Shield of Michigan Mutual Ins. Co. Blue Care Network is a separate seller name from Blue Cross Blue Shield of Michigan in Medicare's file, and the two names sell different kinds of plans, so this page covers the Blue Care Network plans only. The exact plans on offer change from one county to the next, so your county decides which of them are open to you.

The company sells these kinds of plans:

• HMO-POS plans (15)
• HMO plans (1)

It sells no PPO plans under this name. Its HMO plans keep care inside the network, and you choose a main doctor. Its HMO-POS plans keep most care inside the network, with some room to go outside it on the terms the plan sets. If you want a PPO plan from this parent company, look at the Blue Cross Blue Shield of Michigan page in this section, which covers that seller name and its PPO plans.

None of its 16 plans is a special needs plan. Fifteen of its plans include prescription drug coverage. One plan is sold with no drug coverage, and that plan carries no combined premium in Medicare's file.

What its plans cost

None of its plans charges a $0 monthly premium. Plan premiums across the company run from $39.30 to $282 a month. That range comes from the 15 plans that carry a combined premium in the file. The 1 plan with no drug coverage carries no combined premium, so it is not part of that range. You still pay your Part B premium each month on top of any plan premium, just as you would with any Medicare Advantage plan.

A plan premium is not the whole cost. Each plan has its own copays. Each plan also has its own yearly limit on what you pay out of pocket for covered care. Those numbers change from plan to plan. The plan pages in this section show the exact numbers for each plan, straight from Medicare's own files.

Star ratings

Medicare rates each contract from 1 to 5 stars, and this company's contracts all carry 4.5 stars for 2027. The rating belongs to the contract and not to the brand as a whole, so check the star rating on the plan page and not just the company name.

How to shop this company

Start with your county, because Medicare Advantage plans are sold by county. Then check three things before you decide: your doctors are in the plan's network, your drugs are on the plan's drug list, and the yearly cost limit fits your budget. If a plan has no drug coverage, check first how you would get drug coverage some other way, because most people should not go without it.

Some care needs approval before the plan will pay for it, so read how approval for home health works in a Medicare Advantage plan before you count on care at home. If you ever need hospice care, Medicare covers hospice under Part A in every plan — see what Medicare hospice covers, in the hospice guide.

This page is a guide, not a sales tool, and Care and Living Guide does not sell or enroll anyone in a plan. When you are ready to sign up, use Medicare.gov, call 1-800-MEDICARE, or talk with a licensed insurance agent.

More detail about this company

Blue Care Network sells Medicare Advantage plans under its parent, Blue Cross Blue Shield of Michigan Mutual Ins. Co., and Medicare's 2027 file lists 16 of its plans sold in Michigan. 15 of those plans include prescription drug coverage, and 0 are special needs plans. Medicare's file does not give the year this company first sold Medicare plans, so this page states no start year rather than guessing one.

For help with a plan from this company, start with Medicare.gov: its Plan Finder lists this company's plans for your ZIP code, and each plan's page there links to the plan's own Summary of Benefits and to the company's official Medicare pages, which carry its member phone number and hours. You can also call 1-800-MEDICARE at any hour. This page does not copy a phone number from an ad or a sales page.

Who this company may fit: it sells only in Michigan, so it fits only people who live there.

You can join most Medicare Advantage plans for 2027 during the yearly enrollment period, October 15 to December 7, 2026. If you already have a Medicare Advantage plan, you can switch plans or go back to Original Medicare from January 1 to March 31. A move or another big life change can open a special window of its own. To join, use Medicare.gov, call 1-800-MEDICARE, or talk with a licensed insurance agent. Care and Living Guide does not sell or enroll anyone in a plan.

Detail sources for this section, checked October 31, 2026: Medicare.gov (Plan Finder and enrollment guidance) and SSA.gov (enrollment periods). Those sources add context only. Every figure on this page still comes from CMS.

Care and Living Guide is not connected with or endorsed by the U.S. government or the federal Medicare program. For official information visit Medicare.gov or call 1-800-MEDICARE.