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Medicare Supplement company

HealthSpring

Source: Medicare.gov and company information · Compiled October 29, 2026

What this company offers

HealthSpring is the brand Health Care Service Corporation (HCSC) uses for the Medicare Supplement plans it acquired from Cigna. HCSC announced in September 2026 that the rebrand was complete, and that it offers Medicare Supplement plans in 48 states and the District of Columbia.

Plan letters

HealthSpring does not have to offer every plan letter, and the letters it sells vary by state. Any company that sells Medigap policies must offer Plan A. Massachusetts, Minnesota, and Wisconsin use their own plan designs, so the standard letters do not apply in those states.

Plans C and F can only be sold to people who were first eligible for Medicare before January 1, 2020.

How a Medigap plan works

A Medicare Supplement plan works with Original Medicare. You must have Part A and Part B. Medicare pays its share first. Then the supplement plan pays its share of the costs Medicare left behind, based on the letter you chose.

These plans do not include prescription drug coverage. For drug coverage, add a separate Part D plan: Medications and drug coverage.

A Medigap plan cannot be used with a Medicare Advantage plan. If you are weighing the two paths, start here: Medicare Advantage plans.

Every plan with the same letter covers the same benefits, from every company. What differs is the price and the company. See what each letter covers: Medicare Supplement plans, explained.

Care and Living Guide is not connected with or endorsed by the U.S. government or the federal Medicare program. For official information visit Medicare.gov or call 1-800-MEDICARE.

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